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You don't need a local branch in this day and age. I do everything online with BBVA and have zero bank charges. I have better things to do with my time than to queue in a bank to be served.Derek
I have read (El Pais) that Bankia and CaxiaBank are now in negotiations to merge together to further consolidate the reduced number of banks in Spain. This merger of the two will make it the largest Bank in Spain.Little known Stat for you - in 2008 there was 55 banks now there is 12. Bankia was a formed back then to consolidate a large number of those "failing" banks