Some of you will be surprised to know the Wilsons did chargebacks via the card issuer, in all cases Ryanair delayed and frustrated the process, Ryanair are given 28 days to refute the chargeback lawfully which they in all cases failed to do under goods and services not provided which breached the terms and conditions of the flight purchase. In 2020 we had 12 flights booked mostly with RA they from the outset ducked and dived, they didn’t answer the phones, emails and the refund system just looped round and round taking you back to the start offering vouchers. With every chargeback I emailed after numerous failed attempts stating that I would initiate chargeback if they failed to respond, guess what tumbleweed so if the little fella is all upset tough. That said as the year went by flights did get either refunded or moved foc. We have since flown 4 times with no issues. They just need to realise as Europe’s largest airline that EU rules apply to them as well not just the customers.