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Six most common reasons to have residency application rejected.https://www.lawbird.com/wordpress/the-6-most-common-causes-for-application-rejection-on-non-lucrative-residence-permits/
I too was surprised at the amount of income you need, a lot of pensioners in the UK don't have that much money coming in, must say though that the listed conditions for residency aren't unreasonable. I suspect that many thousands of Brits living in Spain with non residential status are in for a big shock.
Let’s not kid ourselves there was before Covid ten of thousands of brits living in Spain who were tourists who forgot to go home 20 years ago. Do people remember the advertising campaign done by the DWP with posters I saw in Torrevieja 10 years ago stating that 80 thousand brits on benefits were living on the Costas and had forgot to tell there local job centre about a change of address. Personally I say good riddance it’s about time it happened.
If you have a job and are paying taxes, why can't you show your income ?